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Pre authorization" car is used to do?"
Recently, Mr. Wu called consumer complaints, said he was in the car rental company car rental car, be brushed off the $1000" illegal authorization", seeing the past two days, the money still thaw. " Pre authorization is used for what"? Mr. Wu to the reporter asks, apparently, pre authorization for many consumers, or a new thing.
Question 1: what is the " authorization"?
The reporter consulted some other consumer industry colleagues, found pre authorization has entered into our daily life. " Credit card pre-authorization", refers to the card issuer or its agent at the merchant before deductions, confirm the license freeze line trading. Pre authorization will occupy the card credit limit, when consumers on pre authorized official settlement, the pre authorization will be cancelled, as in hotel occupancy, will typically charge and you live days corresponding to the deposit, the deposit can be achieved by brushing pre-authorized credit card to pay. Car when, because consumers use may occur during illegal, can let consumer credit card freezing certain costs as pre authorization, the cost will be pre authorization exists in the form of card. Car end, confirm that there is no violation fines, pre authorization will thaw.
Question 2: where's my money?
Through an interview with reporters learned that, in dealing with vehicle peccancy deposit and deposit, rental companies are available through the brush to take pre authorization form to complete, but the two pre authorization is not at the same time brushing : one in the car when the brush is used," rental deposit pre authorization", according to the different models brushing3000yuan to 5000yuan or more; one was in the car when the brush is used," illegal authorization", usually 1000to 2000 yuan.
So, the money is frozen in the who 's account? This reporter was investigated in several large domestic car rental companies, as well as some payment mechanism, the conclusion is: the pre authorization is frozen in the consumer brush to take credit card bank account. If so, why not take this pre authorization to thaw out?
Question 3: pre authorization when thaw?
The reporter for several major car rental companies : Official site, found in the car in the process of the brush credit card pre-authorization produced two defrost period is not the same, the car when brushing the rental deposit pre authorization in return the car rental company has been thawed, funds generally requires 3-5days to return to the account, different banks operating time caused by the different; secondly, return the car illegal authorization is required to wait 30days to thaw, the individual bank credit card thaw period may be longer, need 45days. Thawing time length of primary and credit card issuers related.
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